Build Real Financial Confidence Through Practical Learning
Australian families deserve better than trial-and-error budgeting.
We've spent years working with households across NSW, and one thing became clear: people don't need more theory about money. They need hands-on experience with real budgeting scenarios. Our program runs from September through November 2025, giving you three months to practice techniques that actually work in Australian households. You'll leave with skills you can use immediately, not just concepts you'll forget by next week.
Start Your Learning JourneyLearning That Fits Your Real Life
Because spreadsheets don't mean much until you've tracked your own groceries for a month.
Look, we could teach you formulas all day. But what matters is whether you can actually manage your weekly shop without stress. Our approach focuses on repetition with your actual expenses. You bring your bills, we work through them together. Week after week.
Most participants tell us the breakthrough happens around week five—that's when tracking starts feeling natural instead of like homework. And by week ten? They're usually helping other family members sort out their own budgets.
How the Twelve Weeks Actually Work
Three phases that build on each other, starting September 2025 in Coffs Harbour.
Getting Your Baseline
First month is about understanding where your money actually goes. Not where you think it goes—where it really goes. We use simple tracking methods that don't require fancy apps or complicated systems. Just honest accounting.
Weeks 1–4 | September 2025
Making Adjustments
This is where things get interesting. You've got data now, so we start experimenting. Small changes, measured results. Some things work, others don't. That's fine—we adjust and try again. Real learning happens here.
Weeks 5–8 | October 2025
Building Your System
Final month focuses on creating routines you'll actually stick with after the program ends. We're not interested in perfect budgets that fall apart in December. We want systems that survive Christmas shopping and summer holidays.
Weeks 9–12 | November 2025
Who You'll Learn From
Henrik Lundqvist
Lead Facilitator
Ran household budget workshops in regional NSW for eight years before joining therenyvox. Still remembers what it's like to panic about car registration fees.
Declan O'Sullivan
Budget Coach
Worked with over 200 families on practical expense tracking. Believes the best budget is one you'll actually use next month, not one that looks impressive on paper.
Sienna Kowalski
Practice Coordinator
Manages the hands-on sessions where you work with your actual bills. Has seen every possible budgeting mistake and helps you avoid the common ones.